Indexed Universal Life Insurance

indexed universal life

What is
Indexed Universal Life?

A Complete Guide to Indexed Universal Life Insurance First offered in 1997 by Transamerica, Indexed Universal Life Insurance (IUL) has seen tremendous growth over the last 20 years. Today there are around 40 companies that offer indexed universal life insurance and more joining the mix each year. So What is Indexed Universal Life? [If you’re just.. More

buy IUL in your 20s

4 Reasons to Buy IUL In Your 20’s

Life insurance is one of the best products that you’ll ever purchase for your family, but it’s not one of the best investments that you’ll ever make. It can be confusing because of all the different options available. The life insurance market is constantly changing, and there have been several new kinds of products introduced.. More

retirement planning

Six Reasons to use IUL in Retirement Planning

There are several different kinds of life insurance plans on the market. Each type has its own advantages and disadvantages that you should take note of when you’re shopping for coverage. Although only in the marketplace for about twenty years, new policy sales of Indexed Universal Life (IUL) insurance has grown to over $1.5 billion.. More


IUL – Used For Retirement?

When you’re shopping for life insurance coverage, it can be a difficult task. There are dozens of different plans to choose between and various benefits that you’ll need to consider to ensure that you’re getting the best plan to meet your needs. Life insurance is changing every day, and the plans are being used for.. More

Where Is The Cheapest Place To Buy IUL?

Where is the cheapest place to buy IUL? I get this question from time to time when working with my clients.  The answer may surprise you.  Sometimes the cheapest policy may not be the best.  Sometimes policy with more expenses performs better than a cheap indexed universal life insurance policy.  If you consider the premiums.. More

indexed universal life for mortgage protection

Indexed Universal Life for Mortgage Protection?

Life insurance is one of the best safety nets that you could ever buy for your family. It’s one of the only ways that you can ensure that your loved ones have the money that they need, regardless of what happens to you. Life insurance has changed drastically since the idea was born. There are.. More

Indexed Universal Life Basics

Whether you’re considering life insurance for personal or business needs, an Indexed Universal Life (IUL) product could be a great solution.  I would like to go over a few of the indexed universal life basics.  Indexed universal life insurance (IUL) is permanent life insurance that offers death benefit protection when death occurs. Like other forms.. More

indexed universal life insurance at age 45

Should I Buy Indexed Universal Life Insurance At Age 45?

I am 45 years old, would I buy it at 45?  You bet I would.  Fortunately, I started buying permanent life insurance when I was 25 years old.  I bought whole life insurance.  I was married and had no children at the time so I bought a $100,000 whole life policy in addition to a.. More

chronic illness benefits

What Are Chronic And Critical Illness Benefits On A Life Insurance Policy?

In the simplest of terms, being diagnosed with a chronic or critical illness, is devastating. Most of the life insurance policies that we sell today include chronic and critical illness benefits coverage that will pay lump sum or monthly benefits for these types of disasters. The truth is, we all have family, friends, neighbors and co-workers that.. More