All Posts By Doug Mitchell
Doug Mitchell holds a BA degree in Finance from Auburn University as well as having obtained a Chartered Life Underwriter (CLU) designation from The American College in Bryn Mahr, PA. Doug has spent over 20 years in the life insurance industry and has also held licenses to sell securities, long-term care insurance and home and auto insurance. For two years, Doug served as President of the Auburn Opelika Association of Financial Advisors and has been a member of the Million Dollar Round Table. He obtained Life Millionaire status at Horace Mann Insurance Company and was awarded the Life Agent of the Year Award. Later in his career with New York Life he was an Executive Council Member. Doug currently serves as President of Ogletree Financial, a life insurance marketing organization with over 1000 life insurance agents. Today, Doug’s main focus is servicing 1000s of policyholders and growing his agency through the reach of
Allianz Life Insurance

2021 Allianz Life Insurance Company Review

Allianz Life Insurance Company Ratings Established over 115 years ago, Allianz Life Insurance Company of North America has grown its footprint to over 85 million clients worldwide and are currently ranked in the top 50 life insurance companies in the world. As far as their financial products are concerned, Allianz has grown to take the…
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life insurance for seniors over 70 no medical exam

Life Insurance for Seniors Over 70 No Medical Exam

There are more seniors over 70 purchasing life insurance than ever before. Most have common reasons to be shopping for life insurance this late in life and many are concerned about whether they can find life insurance for seniors over 70 with no medical exam. Seniors who are in their 70s and shopping for life…
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life insurance retirement plan

A LIRP Is a Life Insurance Retirement Plan

What is a LIRP? A LIRP is a life insurance retirement plan.  The most used life insurance product for a LIRP is indexed universal life insurance.  When structured properly, LIRPs provides the tax-free advantages of a Roth IRA without the contribution limits of a Roth IRA. This article will provide you with how to structure…
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IUL Policies | All You Need To Know About A Tax Free Retirement

Many of our clients today are looking for ways to use indexed universal life (IUL) as a way to build a tax-free income stream during retirement, save for college, or have cash in hand during an emergency. If you are looking to use IUL to help reduce income taxes during retirement, you must design your…
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does my car insurance cover other drivers

Does My Car Insurance Cover Other Drivers?

Most of the time car owners toss their keys to a family member or trusted friend without a second thought. That is unless that family member is your 20-year-old son and can’t drive his car because he ran it into a ditch after he dropped his cell phone while texting his girlfriend and driving with…
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does car insurance cover rental cars

Does My Car Insurance Cover Rental Cars?

If you have ever rented a car for a business trip or family vacation, you know the drill: you pick out the car you want, select the terms, and then, you decide if you want to purchase car insurance through the rental company. On the surface, the right choice is to say yes. The last…
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car insurance calculator

Car Insurance Calculator

Car Insurance Calculator – Before You Renew or Buy a New Car   Car insurance rates are anything but static, especially if you have a six-month policy term. Most car insurance companies prefer a six-month policy rather than twelve months because it gives them the opportunity to adjust their rates (rarely ever down) twice a…
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What is Non-Owner Insurance?

For those folks that do not own a car, car insurance companies offer a liability policy known as “non-owner” car insurance.  If you often borrow or rent a vehicle, or need to file an SR-22 while not owning a vehicle, the non-owner car insurance policy is one of the most affordable options when needing to…
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sr 22 insurance

What is SR 22 Insurance?

Although many car owners have never heard of or been exposed to SR-22, there are tons of people out there that know what it is and why they have to have it. First of all, SR-22 is not a type of insurance. SR-22 is simply the form number used for the Financial Responsibility Form that…
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