Doug Mitchell, Author at Ogletree Financial

All Posts By Doug Mitchell

State Farm Auto Insurance Review

Even though car insurance rates seem to be climbing lately, the auto insurance industry remains very competitive. In today’s economy with all the innovative technology, there is simply no reason that anyone should be overpaying for car insurance. In fact, most auto insurance companies no longer offer an annual policy which means that you can…

Lincoln Heritage Life Insurance | Company Review

If you’re considering applying with Lincoln Heritage Life Insurance Company, perhaps you’d like to determine if it might be the ideal choice for you and your family? Although we are unable to control when we die, we can manage the financial implications that typically landing in the laps of our surviving loved ones. If you…

How can Accidental Death Insurance make a Difference?

Accidental Death Insurance is truly a low-cost alternate choice to life insurance coverage. It is a method for individuals who might normally be declined to have life insurance if they were to die because of an accident. Keep in mind, however, there are a handful of traditional life insurance companies that offer guaranteed issue insurance…

Why Buy a $750,000 Life Insurance Policy?

Wow! A $750,000 life insurance policy. This may seem like a lot of life insurance for most folks, but when we really drill down into how much you need, this may not even be enough. If you’ve watched any TV or go on social media, you’ve likely seen life insurance ads where the price seems…

What’s the cost of a $1,000,000 Life Insurance Policy?

Individuals and families who are concerned about what will happen to loved ones if the primary breadwinner dies unexpectedly know that the primary family income can be replaced using affordable life insurance. These folks typically understand the concept of income replacement and therefore a $1 million life insurance policy isn’t unusual in fact, for many…

find best rates for 500000 life insurance

Best Rates for a $500,000 Life Insurance Policy

A half-million dollar’s worth of life insurance may seem sufficient for most people, but if you’re trying to replace your income for a spouse and children, you could easily fall short. Think about that for a moment. If you have a spouse and two or three kids, do you really think a $500,000 life insurance…

Is a $250,000 Life Insurance Policy Enough?

I can remember when the easy answer for “how much life insurance do I need” was three or 5 times your income. Not anymore unless you’re buying it to cover a specific debt like a mortgage or vacation home. Of course, if you’re single with no dependents a $250,000 life insurance policy is probably sufficient…

is a 100000 life insurance policy enough

Is $100,000 Life Insurance Enough?

For most people, a $100,000 life insurance policy may sound like legitimate coverage and that may be true. There are circumstances when $100,000 in coverage will likely be sufficient, but in reality, it’s typically not enough if you want to replace your income when you’re no longer here. Think about it, what are all the…

$50,000 Life Insurance Rates

Have you ever seen a TV commercial when they talk about life $500,000 life insurance policies costing only about $18 a month? Then, you think to yourself that you only need about $50,000 in life insurance only to find out the rates are higher than the $500,000 “as seen on TV” rates? What’s up with…