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the power of zero book review

The Power of Zero | Book Review

The Power of Zero – How to Get to the 0% Tax Bracket and Transform Your Retirement by David McKnight   In the Power of Zero, David McKnight lays out a well-devised strategy that will accumulate sufficient wealth for retirement and enable a tax-free income stream. Mr. McKnight uses a “three-bucket” strategy for wealth accumulation.. More

how does life insurance work

How Does Life Insurance Work?

Most people have a vague idea of how life insurance works but generally they don’t understand the fundamentals of a life insurance contract and how the insurance company can make a profit when they are frequently paying out more than they’re taking in. To understand how life insurance companies profit from insurance contracts, you have.. More

Clark Howard and Life Insurance

Clark Howard’s take on Life Insurance

When we review the numerous articles posted by Clark Howard concerning life insurance, it doesn’t take much reading to discover his take on the subject. It’s interesting that Mr. Howard’s opinion lines up pretty much with other celebrities (financial gurus) like Dave Ramsey and Suze Orman. What separates Clark Howard (in my opinion) from the.. More

bank of america sign

Collateral Assignment of Life Insurance to a Lender

When most people think of life insurance benefits, they think of providing financial protection for their loved ones or using the cash value as an emergency cash fund. Some life insurance products like indexed or variable universal life are now being used as retirement planning alternatives because they can build significant cash value over time… More

702(j) retirement plan

The 702(j) Retirement Plan Explained

Are you looking for an alternative to traditional retirement products? Have you found that when you look at the big picture, your IRA, 401(k), Roth IRA, or other retirement plans are not going to cut it when it comes time to begin taxable withdrawals? What about the IRS constraints that you have to deal with?.. More

IUL fpr emergency physicians

IUL for Emergency Physicians

Emergency medicine is a huge category that can encompass many medical specialties. Emergency physicians remain in big demand and as such, they represent some of the top earners as medical professionals. Chron.com, a national database that tracks salaries of most groups of professionals reports that the average starting salary for an emergency physician is about.. More

Why Urologists Should Consider IUL for Retirement Planning

Generally speaking, all medical professionals, including medical specialists like urologists, cardiologists, and pulmonologists, earn above average income. In fact, urologists, according to Chron.com, fall in the group of highest paid medical professionals with an average salary of $300,000 to $350,000. When it comes to retirement planning, there are several issues that most highly-paid medical professionals.. More

IUL for neurologists

IUL for Neurologists

Are you a highly-paid medical professional attempting to create enough wealth to live a comfortable and exciting life when you finally decide to retire? Have you experienced challenges with traditional retirement planning products like contribution limits and Required Minimum Distributions? How about the tax liability on your retirement income? Is that going to diminish your.. More

life insurance with hepatitis

Can I Buy Life Insurance if I have Hepatitis?

When we apply for life insurance, there are three primary factors that determine the rate classification: our age at the time of the application, our current and previous health status, and the amount of life insurance coverage we wish to purchase. Certainly, the applicant’s health condition sits at the top of the underwriting concerns since.. More