5 things you should know about med pay

5 Things You should know about Med Pay Coverage

Here’s a quiz. Out of the following car insurance coverages, which one is least understood? Bodily Injury liability Property Damage Liability Uninsured/underinsured Motorist Bodily Injury Uninsured/underinsured Motorist Property Damage Med Pay Personal Injury Protection Comprehensive Collision Towing and Rental If you’re like most car owners, there may be a few coverages listed above that you…
Read More
what is uninsured underinsured motorist

What is Uninsured/Underinsured Motorist Coverage?

When shopping for car insurance, most people think that uninsured/underinsured motorist is a coverage that everyone should carry. And in most cases, they’re probably right.   What’s interesting, however, is when you ask the average car owner if they carry this coverage, they immediately reach for their car insurance ID card and discover it’s not…
Read More
bodily injury liability

Bodily Injury Liability [What does it Cover?]

If you have any experience with purchasing auto insurance, you will certainly understand that Bodily Injury Liability coverage is probably the most important coverage in your policy.   Many car insurance shoppers fail to understand how important bodily liability coverage is and how it mitigates your risk of expensive lawsuits.   Sure, protecting your car…
Read More
life insurance retirement plan

A LIRP Is a Life Insurance Retirement Plan

A LIRP is a life insurance retirement plan that provides you with the tax-free advantages of a Roth IRA without all of the hassles. As Americans watch the national debt  spiral further out of control, there’s a growing sense of dread.  In fact, as of May 2019, our nation has gone from a budget surplus…
Read More
auto insurance agent near me

Auto Insurance Agent Near Me | Great Rates and Service

Believe it or not, there are a few steps you can take to make your car insurance shopping experience better.   Most folks like to do business locally even if they prefer online shopping over bricks and mortar shopping. We believe that there should be a method to the madness and in this article, we’ll…
Read More
what is comprehensive insurance

What is Comprehensive Insurance | What does it Cover?

When most people think of comprehensive coverage on their auto policy, they assume that it will cover just about everything. Although this is a false assumption, it’s logical if you look at the definition of “comprehensive.” Here’s what Meriam-Webster has to say about the word:   Yes, comprehensive coverage provides a lot of protection for…
Read More
what auto insurance deductible should I choose

What Auto Insurance Deductible Should I Choose?

Personal auto policies can be frustrating when it comes to selecting what liability limits to carry, whether to purchase uninsured motorist coverage, deciding about towing and rental, and which deductible should I choose for my comprehensive coverage and collision coverage. Oh, and by the way, should both deductibles be the same or should one be…
Read More
cost to insure a Jaguar

What does it Cost to Insure a Jaguar?

Many vehicle owners across the U.S. consider their vehicle to be one of their most valuable assets, In fact, for those car owners who don’t own a home, that shiny new car parked outside might very well be their most valuable asset. Although you have to purchase liability insurance to register your car and purchase…
Read More
what is collision insurance

What is Collision Insurance – Should I even buy It?

Collision insurance is one of those auto coverages that everybody thinks they understand but probably don’t. Most people know it covers their car if it’s damaged or totaled and that’s certainly true, but there’s more to it than that. A personal auto policy is a package of coverages with many options to buy or decline…
Read More