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LIRPs for average joe

LIRPs for the Average Joe

You are probably reading this because someone suggested that you look into a LIRP to help with retirement planning. It was probably an insurance agent with a tax-free retirement pitch. We feel that LIRPs or better known as a Life Insurance Retirement Plan can be a great supplement to your retirement income. Historically, LIRPs have.. More

Voya Reliastar ING Logo

Voya / ING Reliastar No Longer Selling Life Insurance | What Should You Do?

Voya No Longer Selling Individual Life Insurance Breaking News for Voya life insurance policy holders: Voya CEO Rodney O. Martin announced during an earnings call Tuesday, October 30, 2018 that the company will discontinue selling life insurance policies to individuals to focus on more profitable segments.  Voya Financial will now adjust their focus on retirement,.. More

life insurance retirement plan

A LIRP Is a Life Insurance Retirement Plan

A LIRP is a life insurance retirement plan that provides you with the tax-free advantages of a Roth IRA without all of the hassles.  As Americans watch the national debt to spiral further out of control, there’s a growing sense of dread.  In fact, as of July 2018, our nation has gone from a budget.. More

Prudential life insurance review

Prudential Financial Life Insurance

For nearly 140 years, Prudential Financial, Inc, commonly referred to as Pru or Prudential has been maintaining its status as an excellent company offering insurance and financial services worldwide.  The goal of the company includes assisting individuals and businesses with growing and protecting their wealth.  Considered to be one of the leading financial services institutions.. More

LIRP pros and cons

The Pros and Cons with Life Insurance Retirement Planning (LIRP)

As we have mentioned before and will discuss again, a life insurance retirement plan or LIRP is a robust financial planning vehicle used by consumers of all walks of life to build their own private pension plan.  With the uncertainty of social security and fewer and fewer employer sponsored retirement plans, a LIRP is a.. More

SGLI - Servicemembers' Group Life Insurance

SGLI – Servicemembers’ Group Life Insurance

For anyone considering a stint or career in the military and worried about life insurance, worry no more. Servicemembers’ Group Life Insurance (SGLI) is a life insurance program designed for U.S. service members who are on active duty or reserve members. When an individual enters the service, they are automatically enrolled in SGLI and begin.. More

retirement

IUL – Used For Retirement?

Shopping for life insurance coverage, specifically indexed universal life insurance, can be a tough decision. When you decide to use IUL for retirement planning, you are usually making a choice that will last a lifetime. There are many companies offering indexed universal life insurance.  With so many IUL plans to choose from, you really need.. More

FEGLI

FEGLI – Federal Employees’ Group Life Insurance

On August 29, 1954, the Federal Government sanctioned and established the Federal Employees’ Life Insurance Program which is commonly referred to as FEGLI. Since then, the FEGLI program has become the largest group life insurance program and is covering more than 4 million employees and retirees of the Federal Government, as well as most of.. More

AICPA Life Insurance

AICPA Life Insurance Trust | Provided by Prudential Life Insurance Company

The American Institute of Certified Public Accountants (AICPA) has roots going back to 1887. Since then the association has gone through several name changes and membership rules until finally settling on the American Institute of Certified Public Accountants in 1957 and limiting membership to only certified public accountants. The mission of the AICPA is to.. More