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Indexed Universal Life for Physicians

Indexed Universal Life Insurance for Physicians

High-income professionals like our physician clients have distinctive challenges to deal with when planning and saving for retirement. Most of our physician clients express their intent to live a lifestyle similar to the lifestyle they enjoyed when their practices started flourishing and the loans that were required to establish their practice were finally paid off… More

Kai-Zen premium financing

Kai-Zen Premium Financing

Kai-Zen (meaning change for good) is a strategic method that enables you to continue a lifestyle that you enjoy if you were to unexpectedly come down with a chronic or critical illness, unexpectedly die, or are unable to save enough money for a comfortable retirement. In many cases, traditional retirement plans that are generally limited.. More

Simplify your retirement with IUL

Simplify Your Retirement with the IUL

Unless you think you can live on Social Security, you’re likely saving in some fashion for retirement. The simple question for savers is: “are you aware of all the options available to you?” It’s important that you understand “how you save” is just as crucial as “how much you save” so understanding your options is.. More

fixed indexed annuities

Fixed Indexed Annuities for Beginners

A fixed index annuity is an investment product that offers three guaranteed benefits for investors: The account will benefit from gains in the stock market You are guaranteed a minimum rate of return by the insurer Your investment is protected if the market goes down If you’re like most people, you may be thinking that.. More

Roth IRA

What is a Roth IRA and How can It Help Me?

A Roth IRA is a distinctive investment product that has been approved by the government and offers tax-free withdrawals because your contributions have already been taxed. This investment has proven to be a legitimate long-term savings solution, particularly for young adults who are generally in a lower tax bracket now but will be in a.. More

Colonial Penn Review

Colonial Penn Review

If you watch any television at all, it’s likely that you’ve seen Alex Trebek talking about guaranteed acceptance insurance from Colonial Penn Life Insurance Company. Colonial Penn specializes in offering and providing life insurance for seniors who may or may not have medical issues that could prevent them from purchasing traditional life insurance. The company.. More

Protective Life Insurance

Protective Life Insurance | Company Review

For most people, when they think of shopping for life insurance, the monthly premium plays a considerable part in their purchasing decision. Additionally, many consumers will perform some fashion of research on the company they choose, and that’s a good thing. Here, we hope to assist consumers in making their life insurance purchase decision by.. More

IUL versus Whole Life

IUL versus Whole Life | Product Comparison

As investors become more conservative after so much volatility in the market, many are turning to a tax-deferred saving strategy which typically leads to a cash value life insurance product. Life insurance products like Whole Life insurance and Indexed Universal Life (IUL) have begun to establish a significant foothold in the marketplace even though there.. More

IRA to IUL conversion

IRA to IUL Conversion | What You Should Know

Depending on your individual circumstances, converting your IRA to an IUL can be a very solid strategy. Although it’s not appropriate for everyone, the IRA to IUL conversion can generate tax savings over your lifetime and increase your retirement plan substantially. There are many reasons to consider before you jump in the deep end and.. More