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guaranteed universal life insurance

Guaranteed Universal Life Insurance

Permanent life insurance has been devised to last your entire life (lifetime guarantee) and to provide your beneficiary a payout once you die. Unlike term life insurance, guaranteed universal life insurance, or GUL, will stay in force forever or as long as you pay your premium.  Your premium is guaranteed not to increase and your.. More

Transamerica logo

Transamerica Review

We give Transamerica life insurance the green light.  They have excellent ratings from AM Best.  They have term life insurance, simplified issue whole life insurance and indexed universal life insurance. Life insurance is the foundation of  any good, solid, financial plan. One of the biggest reasons for this is because the proceeds that are received.. More

Zander Insurance Company Reivew

Zander Insurance | Company Review

Most of the time when we publish insurance review articles, we focus on insurance companies and not insurance agencies. However, in this review article, we are going to drill-down into Zander Insurance, an insurance agency that provides multiple lines of insurance. Since Zander is a well-known insurance agency that offers life insurance, health insurance, homeowners’.. More

what is life insurance

How Does Life Insurance Work?

In simple terms, life insurance is a contractual agreement between a consumer and an insurance provider.   The insured agrees to pay a specified amount of money, known as the premium, either monthly or annually for a set amount of time.  In return, the insurer agrees to pay the policyholder’s named beneficiary a specified sum of.. More

Haven Life Insurance Review

Dealing with most traditional life insurance companies often means complicated paperwork and longer than normal wait times for approval. However, Haven Life Insurance Company expedites the application process by approving consumers in just a matter of minutes. Haven Life is known as a leading online life insurance provider that uses advances in technology in order.. More

beneficiary

Contingent Beneficiaries, Why Do I Need One For My Life Insurance Policy?

While you may not be able to take your assets with you once you die you do have the capability of creating an estate plan to leave your assets with your family and loved ones using a life insurance policy, trust, will, or other legal entity.   In the case of a life insurance policy, you.. More

is life insurance taxable

Will You Pay Taxes On Life Insurance

Death benefit proceeds from life insurance are customarily tax-free lump-sums of money paid out to your beneficiaries. Unfortunately, there are times when they might be subject to taxation, such as when they exceed a specified threshold or when they’re paid out in installments. The best way to ensure financial security is through a life insurance.. More

life insurance for diabetics

Life Insurance For Diabetics

There are many myths about diabetes. These myths stand in the way of the facts about this very serious and sometimes deadly disease. These myths often stand in the way of  families obtaining the life insurance they need because they think a diagnosis of diabetes means that their life insurance premiums will be too high.. More

affordable life insurance for tobacco chewers

Affordable Life Insurance for Tobacco Chewers

Are you a smokeless tobacco user? Maybe you got started watching your dad or grandpa, or maybe you played some high-school baseball. In fact, a lot of cigarette smokers find the only way to give up smoking is to turn to chewing or dipping to satisfy their cravings for nicotine.   Certainly, anytime a cigarette.. More