Blog

indexed universal life

Whole Life versus Term Insurance | Check out the Differences

I remember (a long time ago) when I was starting a family and I knew I needed life insurance. I called a friend of mine who had been in the life insurance business for about five years and asked him what he thought I should do. He replied: “do you want term or permanent insurance?”.. More

Roth IRA vs Indexed Universal Life

Roth IRA vs. Indexed Universal Life | What’s the Best Choice?

Every financial planner you speak with is going to be adamant about how retirement planning is critical for all of us to maintain our financial security and plan for a standard of living that is realistic. And, we can certainly agree that the majority of Americans are concerned to some extent that they will be.. More

10 year term life insurance

4 Top Reasons for Buying 10 Year Term Life Insurance

Most consumers know that term insurance is the most affordable life insurance coverage available in the life insurance marketplace. Term Life Insurance has become the go-to life insurance product for consumers who wish to replace the income for their family members in case they died unexpectedly. Term Life Insurance is the most common life insurance.. More

no exam life insurance

How to Find the Best Whole Life Insurance Rates

For most people who know even a little about life insurance, most will agree that it seems like whole life insurance has been around forever. Whole life is the most common type of life insurance and includes the benefits and guarantees that large portions of the insurance marketplace looks for and depend on. Most of.. More

return of premium term life insurance - ATM

Return of Premium Term Life Insurance

Although Return of Premium Term Life Insurance entered the insurance market with a “Bang,” the interest has begun to wane as many financial gurus condemn the product as being overpriced. These gurus who opine regularly about the additional cost of the return of premium (ROP) are typically guilty of painting all insurance shoppers with a.. More

best rates for 30 year term life insurance

Best Rates for 30 Year Term Life Insurance

Term Life Insurance is probably the most popular life insurance policy in the marketplace today, especially if you are a young adult and need a considerable amount of coverage. When we buy life insurance, whether it’s term life insurance (temporary) or universal life and whole life (permanent), the most important thing to consider is “why.. More

20 year term life insurance

20 Year Term Life Insurance – Top 3 Companies

Most people know at least something about term life insurance. They typically understand that term is the cheapest life insurance available and they understand that it is considered temporary insurance. Because term life insurance is so affordable, it will usually fit within the budget of most Americans and can be used for many purposes: Replacing.. More

term life insurance

Best Quotes for 15 Year Term Life Insurance

Term Life Insurance is considered to be the cheapest life insurance that a person can buy. Because of this, term life insurance is typically the most popular insurance product for young and middle-aged adults. Most insurance shoppers are aware that term insurance can be purchased for up to 40-year terms so it’s logical to wonder.. More

variable universal life insurance

Top Choices for Cheap Life Insurance

Believe it or not, when you consider what you get for what you pay, life insurance is one of the few bargains in the marketplace. Think about it, a 30-year old male can start a $500,000 Term Life insurance policy for about $20 and then die the day after it’s issued, and his beneficiary will.. More