High Risk Life Insurance
Colonial Penn Review

Colonial Penn Life Insurance Review for 2020

If you watch any television at all, it’s likely that you’ve seen Jeopardy host, Alex Trebek, talking about guaranteed acceptance insurance from Colonial Penn Life Insurance Company. Colonial Penn specializes in offering and providing guaranteed acceptance life insurance for seniors age 50 to 85, in most states, who may or may not have medical issues…
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life insurance with hepatitis

Can I Buy Life Insurance if I have Hepatitis?

When we apply for life insurance, there are three primary factors that determine the rate classification: our age at the time of the application, our current and previous health status, and the amount of life insurance coverage we wish to purchase. Certainly, the applicant’s health condition sits at the top of the underwriting concerns since…
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life insurance for diabetics

Life Insurance For Diabetics

There are many myths about diabetes. These myths stand in the way of the facts about this very serious and sometimes deadly disease. These myths often stand in the way of  families obtaining the life insurance they need because they think a diagnosis of diabetes means that their life insurance premiums will be too high…
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no exam life insurance

Can I Get Life Insurance With No Medical Exam?

Many of our life insurance companies offer life insurance with no need to complete a medical exam. The amount of life insurance you can get without an exam varies from company to company. The most life insurance you can purchase without an exam is $2,000,000. Life insurance is one of the best investments that you’ll…
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What is guaranteed issue life insurance

What Is Guaranteed Issue Life Insurance?

Life insurance is one of the most important purchases that you’ll ever make for the future of your family. There are dozens of different factors that you’ll have to consider when trying to find the perfect policy to protect your family. If you have health complications or any pre-existing conditions, it could be difficult to…
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smokers life insurance

Why Smokers Pay More For Life Insurance?

Quick fact:  Life insurance cost more for smokers.  Here is how you can get a better rate if you smoke cigarettes, pipes, cigars, e-cigarettes, vape or even marijuana. Because life insurance is expensive if you smoke, this article is all about life insurance for smokers. When you apply for life insurance coverage, there are dozens…
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life insurance after heart valve replacement

Can I Get Life Insurance After Heart Valve Replacement?

Absolutely! Many people go on to live long and healthy lives after heart valve replacement surgery. The success and reliability of heart valve surgery are steadily improving as is the long-term prognosis for patients. Getting life insurance after heart valve replacement does require some extra effort. This is the same concept for other forms of…
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life insurance after heart bypass surgery

Keys To Getting Life Insurance After Heart Bypass Surgery

When you apply for life insurance, the company is going to look at dozens of different factors to determine how much they are going to charge you or if they will accept you for coverage in the first place. There are going to look at everything from your health to your job. Getting life insurance…
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benign breast cancer

Benign Breast Conditions, and Life Insurance?

Many women (and a few men! — more about that later) develop benign breast conditions during their lives. The Emory Healthcare website states that “although benign breast conditions are not life-threatening, they may cause bothersome symptoms and are occasionally associated with a higher risk of developing breast cancer in the future. Management of such findings…
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