Indexed Universal Life Insurance

retirement planning

Six Reasons to use IUL in Retirement Planning

There are several different kinds of life insurance plans on the market. Each type has its own advantages and disadvantages that you should take note of when you’re shopping for coverage. Although only in the marketplace for about twenty years, new policy sales of Indexed Universal Life (IUL) insurance has grown to over $2.1 billion.. More

IUL

IUL Insurance Policies | All You Need To Know

Many of our clients today are looking for ways to use indexed universal life (IUL) as a way to build a tax-free income stream during retirement, save for college, or have cash in hand during an emergency.  So let me dig in and explain some of the advantages and disadvantages of an IUL policy. According.. More

Insurancequotes2day

What is Indexed Universal Life?

A Complete Guide to Indexed Universal Life Insurance   First offered in 1997 by Transamerica, Indexed Universal Life Insurance (IUL) has seen tremendous growth over the last 20 years. Today there are around 40 companies that offer indexed universal life insurance and more joining the mix each year.   What is Indexed Universal Life? Here is.. More

deferred compensation plans

Deferred Compensation Plans for Business Owners

Whether you own a small, medium, or a large business, in today’s economy finding and keeping the best employees can be difficult. All business owners would like to believe that providing a great work environment where everybody enjoys working should be enough to hire and retain qualified employees that want to grow in your business.. More

life insurance trust

Do I need a Life Insurance Trust?

If you’ve ever thought about retirement planning or purchased life insurance from a reputable agent or financial planner, chances are that “Life Insurance Trust” may have been part of the conversation. Although most people set up a trust as part of their estate planning, there are other reasons a trust would be financially beneficial to.. More

finance your life insurance premium

Finance Your Life Insurance Premium

Borrowing the money from a third-party lender to pay for a large life insurance policy is becoming more popular as lenders look to capitalize on this segment of business and insurance companies are certainly willing to accept premium financing. The purpose of financing life insurance premiums is pretty straightforward. The applicant wishes to purchase a.. More

modified endowment contract

Modified Endowment Contract (MEC) | The Ins and Outs

In the many articles we have provided regarding Indexed Universal Life Insurance, we have on many occasions mentioned modified endowment contracts but have not had an in-depth discussion. In this article, we are going to drill-down into the modified endowment contract (MEC) and discuss the ins and outs so that policyholders will understand whether a.. More

should I set up a 7702 plan

Should I Set Up a 7702 Plan?

If you think that your Social Security benefits will be sufficient for you to live on in retirement, think again. And regretfully, even if you are contributing to a 401(k) or IRA, you may feel a little safer but have you considered how your tax liability will impact your retirement nest-egg? The matter gets even.. More

look before you LIRP book review

Look Before You LIRP | Book Review

Look Before You LIRP Why All Life Insurance Retirement Plans are Not Created Equal, and How to Find the Right One for You by David McKnight   Look Before You LIRP is an important follow-up guide for those who read David McKnight’s previous book The Power of Zero and for anyone who wants to learn.. More