Life Insurance No Medical Exam
life insurance for seniors

Best No Medical Exam Life Insurance For Seniors

Life insurance is one of the best purchases that you’ll ever make for your loved ones. But what about once you’ve reached retirement age. Do you still need a life insurance plan? Are they affordable options for coverage? Finding the right life insurance plan can be hard if you are a senior. It can be…
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life insurance medical exam

Tips To Help You Pass Your Life Insurance Medical Exam

I can’t tell you how often my clients underestimate the importance of their life insurance medical exam.  We are seeing more and more companies jump on the accelerated underwriting process where there is no exam at all.  Many of our clients can qualify for up to $2,000,000 of life insurance without even having to take…
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life insurance no medical exam

Life Insurance No Medical Exam No Waiting Period

In order to qualify for life insurance, you will have to go through a health underwriting process. Typically, the companies that offer the lowest rates will require a medical exam and possibly even a blood/urine test. For most companies, the tests they require are based on the applicant’s age and the amount of coverage requested.…
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mortgage protection insurance

The Complete Guide to Mortgage Protection Insurance

If you have recently closed on a home loan, it’s likely that you’ve received several notices about Mortgage Protection Insurance. Did you read them or throw them away? If you opened your letters, you are probably curious about this insurance called “Mortgage Protection Insurance” and have ended up online to get more information. Wouldn’t it…
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life insurance policy replacement

Should You Replace Your Life Insurance Policy?

Should you replace your life insurance policy? Your current term life insurance policy is running out and premiums are increasing You had a baby You bought a new home and have more debt You are retiring You find a cheaper policy You quit smoking or using tobacco Your health has improved since you purchased your…
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end of life insurance exam

The End of the Life Insurance Medical Exam

The way we buy life insurance is changing fast.  And for the better. Many life insurance companies are now underwriting life insurance policies through an accelerated underwriting process.   Providing urine and blood samples, getting weighed on the scale, and getting your blood pressure checked has always been a roadblock when trying to buy life insurance. …
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life insurance medical exam

What Happens In A Life Insurance Medical Exam?

Relax.  Your medical exam for life insurance will not hurt.  It’s an easy process that will possibly save you thousands of dollars on your life insurance policy over time. A life insurance medical exam allows the life insurance company that you are applying with to evaluate your health, your lifestyle, as well as your medical…
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