The Need For Life Insurance

mortgage protection insurance

The Complete Guide to Mortgage Protection Insurance

If you have recently closed on a home loan, it’s likely that you’ve received several notices about Mortgage Protection Insurance. Did you read them or throw them away? If you opened your letters, you are probably curious about this insurance called “Mortgage Protection Insurance” and have ended up online to get more information. Wouldn’t it.. More

life insurance for spouse

4 Reasons to Buy IUL In Your 20’s – 30’s – 40’s or 50’s

Life insurance is one of the best products that you’ll ever purchase for your family, but it may not be one of the best investments that you’ll ever make. It can be confusing because of all the different options available. The life insurance market is constantly changing, and there have been several new kinds of.. More

retirement

IUL – Used For Retirement?

Shopping for life insurance coverage, specifically indexed universal life insurance, can be a tough decision. When you decide to use IUL for retirement planning, you are usually making a choice that will last a lifetime. There are many companies offering indexed universal life insurance.  With so many IUL plans to choose from, you really need.. More

guaranteed universal life insurance

Guaranteed Universal Life Insurance

Permanent life insurance has been devised to last your entire life (lifetime guarantee) and to provide your beneficiary a payout once you die. Unlike term life insurance, guaranteed universal life insurance, or GUL, will stay in force forever or as long as you pay your premium.  Your premium is guaranteed not to increase and your.. More

beneficiary

Contingent Beneficiaries, Why Do I Need One For My Life Insurance Policy?

While you may not be able to take your assets with you once you die you do have the capability of creating an estate plan to leave your assets with your family and loved ones using a life insurance policy, trust, will, or other legal entity.   In the case of a life insurance policy, you.. More

is life insurance taxable

Will You Pay Taxes On Life Insurance

Death benefit proceeds from life insurance are customarily tax-free lump-sums of money paid out to your beneficiaries. Unfortunately, there are times when they might be subject to taxation, such as when they exceed a specified threshold or when they’re paid out in installments. The best way to ensure financial security is through a life insurance.. More

life insurance for diabetics

Life Insurance For Diabetics

There are many myths about diabetes. These myths stand in the way of the facts about this very serious and sometimes deadly disease. These myths often stand in the way of  families obtaining the life insurance they need because they think a diagnosis of diabetes means that their life insurance premiums will be too high.. More

chronic illness benefits

What Are Critical Illness Insurance and Chronic Illness Insurance?

If you were to be diagnosed with a chronic or critical illness would you have the resources available to make certain that you and your family can manage your disease financially? Even if you have the best health insurance in the marketplace, have you thought about the related financial costs that come with a debilitating.. More

no exam life insurance

Can I Get Life Insurance With No Medical Exam?

Many of our life insurance companies offer life insurance with no need to complete a medical exam. The amount of life insurance you can get without an exam varies from company to company. The most life insurance you can purchase without an exam is $2,000,000. Life insurance is one of the best investments that you’ll.. More