Colonial Penn Life Insurance Review for 2020

Colonial Penn Review

In our effort to educate prospective insurance clients, is pleased to offer our Colonial Penn Life Insurance review for 2020. If you watch any television at all, it’s likely that you’ve seen Jeopardy host, Alex Trebek, talking about guaranteed acceptance insurance from Colonial Penn Life Insurance Company. The Colonial Penn program specializes in offering […]

Can I Buy Life Insurance if I have Hepatitis?

life insurance with hepatitis

When we apply for life insurance, there are three primary factors that determine the rate classification: our age at the time of the application, our current and previous health status, and the amount of life insurance coverage we wish to purchase. Certainly, the applicant’s health condition sits at the top of the underwriting concerns since […]

Life Insurance For Diabetics

life insurance for diabetics

Can I get life insurance if I have Diabetes? There are many myths about diabetes. These myths stand in the way of the facts about this very serious and sometimes deadly disease. These myths often stand in the way of families obtaining the life insurance they need because they think a diagnosis of diabetes means […]

Can I Get Life Insurance With No Medical Exam?

no exam life insurance

Many of our life insurance companies offer life insurance with no need to complete a medical exam. The amount of life insurance you can get without an exam varies from company to company. The most life insurance you can purchase without an exam is $2,000,000. Life insurance is one of the best investments that you’ll […]

What Is Guaranteed Issue Life Insurance?

What is guaranteed issue life insurance

Life insurance is one of the most important purchases that you’ll ever make for the future of your family. There are dozens of different factors that you’ll have to consider when trying to find the perfect policy to protect your family. If you have health complications or any pre-existing conditions, it could be difficult to […]

Life Insurance for Smokers

life insurance for smokers

Quick fact:  Life insurance costs more for smokers.  Here is how you can get cheap life insurance for smokers. This includes cigarettes, pipes, cigars, e-cigarettes, vaping, or even marijuana. Because life insurance is expensive if you smoke, this article is all about life insurance for smokers. When you apply for life insurance coverage, there are […]

Can I Get Life Insurance After Heart Valve Replacement?

Can I get insurance after heart valve surgery

Absolutely! Many people go on to live long and healthy lives after heart valve replacement surgery. The success and reliability of heart valve surgery are steadily improving as is the long-term prognosis for patients. Getting life insurance after heart valve replacement does require some extra effort. This is the same concept for other forms of […]

Keys To Getting Life Insurance After Heart Bypass Surgery

Keys to getting life insurance after heart bypass surgery

When you apply for life insurance, the company is going to look at dozens of different factors to determine how much they are going to charge you or if they will accept you for coverage in the first place. There are going to look at everything from your health to your job. Getting life insurance […]

Benign Breast Conditions, and Life Insurance?

Benign breast conditions and life insurance?

Many women (and a few men! — more about that later) develop benign breast conditions during their lives. The Emory Healthcare website states that “although benign breast conditions are not life-threatening, they may cause bothersome symptoms and are occasionally associated with a higher risk of developing breast cancer in the future. Management of such findings […]

Life Insurance With Stents: Easier Than You Think

Can I get life insurance after heart valve replacment

When you apply for life insurance coverage, there are dozens of different factors that the insurance company is going to review. They are going to look at everything from your job to your health. If you have any pre-existing health complications, then you can expect to get higher premiums, but that doesn’t mean that you […]

Can I Get Life Insurance If I Have Had An Aortic Aneurysm?

Keys to getting life insurance after heart bypass surgery

Shopping for life insurance can be difficult, especially if you have a serious pre-existing condition. If you have had an aortic aneurysm, you may assume that you can’t qualify for an affordable life insurance policy, but that couldn’t be further from the truth. Regardless of your health or pre-existing conditions, there are several options for […]

Can I Get Life Insurance With Cardiac Arrhythmia?

Can I get life insurance with cardiac arrhythmia?

When you’re applying for life insurance, the company is going to look at dozens of different factors to determine if they are going to accept you for coverage. One of the biggest factors that can impact their decision is if you have any pre-existing health conditions which will make you too great of a risk […]

Will I Have Trouble Getting Life Insurance With Asthma?

Will I have trouble getting life insurance with asthma?

Maybe not, fewer people today pay higher life insurance premiums because of their asthma. Only the most severe conditions receive sub-standard risk ratings from most life insurance companies. When you’re shopping for life insurance coverage, it’s important that you’re getting the lowest premiums available. There are several different factors that you should be aware of […]

Can I Get Life Insurance If I Have Had A Stroke?

Life insurance at 30

Yes, we can insure you if you have had a stroke! Many people who have had a stroke worry that life insurance is out of reach for them. Either the premiums will be too high or they will be declined outright. While stroke is something life insurance companies are very concerned about when underwriting a […]

My Health Has Improved; Will My Life Insurance Premium Go Down?

LMy health has improved; will my life insurance premium go down?

You have the life insurance you and your family need. Your policy is in place and whatever happens to you, your loved ones will always be financially secure. You thought your diabetes would prevent you from getting the coverage you needed. The premiums would be too high. To your surprise, your well-managed condition and overall risk […]

Qualifying for Life Insurance with Diabetes

Qualifying for life insurance with diabetes

If you or someone you loves has diabetes, you are not alone. According to the American Diabetes Association, in 2012, 29.1 million Americans had this disease. It is estimated that 1.4 million additional Americans will be diagnosed with this disease every year. Diabetes is one of the leading causes of death in the United States. […]

Can I Get Life Insurance As A Pilot?

Can I get life insurance as a pilot?

Earning your pilot’s license is a thrilling experience. Some people decide to get their aviation license to help with a long commute or for agricultural reasons. Some have dreamed of flying since they were small children. And still others heed the call of aviation as a career. Regardless of the reason, most people that put […]

Do Pilots Pay More For Life Insurance?

Do pilots pay more for life insurance?

A lot of kids dream of being a pilot when they grow up. Who wouldn’t want to hit the skies? Being a pilot brings a lot of complications, and one of those is life insurance. There are some occupations or health conditions that can make you a “high-risk” applicant. We have all heard it said […]

Can I Get Life Insurance With High Cholesterol in 2020?

Can I get life insurance with high cholesterol?

Can I Get Life Insurance With High Cholesterol?   It is estimated that over 70 million Americans have high cholesterol and only one in three of those 70 million have their condition under control. Your level of health, including your cholesterol level, is an important consideration when insurance companies calculate your premiums.  Will obtaining life […]

Life Insurance After Heart Valve Surgery

Keys to getting life insurance after heart bypass surgery

Having heart valve surgery can be a very demanding experience. After such a serious operation we all want to protect our loved ones and the life we have built for our families. That’s when we might think of life insurance. Is it possible to buy life insurance after heart valve surgery?  Will I be able […]

I Have Had Prostate Cancer, Can I Get Life Insurance?

Life insurance at age 55.

Prostate cancer is the number two most common cancer in American men, behind skin cancer. It is estimated that one in seven men will be affected by this disease at some point in their life. The Prostate Cancer Foundation estimates that 3 million men in the U.S. have prostate cancer, over 27,000 will die from […]

Life Insurance for Cigar Smokers, Pipe Smokers, and Smokeless Tobacco Users

life insurance for cigar smokers

Life Insurance for Cigar Smokers, Pipe Smokers, Smokeless Tobacco Users, and Nicotine Patch Users   No need to pay smoker rates on life insurance coverage, there is good news if you’re smoking pipes and cigars, and smokeless tobacco users who want to qualify for life insurance without paying the same high premiums as cigarette smokers. […]

I Have Mitral Valve Prolapse, Can I Afford Life Insurance?

Can I get life insurance with cardiac arrhythmia?

You certainly can! Although mitral valve prolapse (MVP) is associated with some serious health complications, the incidence of these problems is minimal. Most people who have MVP experience no symptoms and require no treatment. With the right insurer, your life insurance premium will be very affordable. Ogletree Financial Services can connect you to that insurer. […]

Can I Get Life Insurance If I Have Arthritis?

Life insurance at 65.

Announcing the unfortunate passing of musician Glenn Frey, the Eagles website states that “Glenn fought a courageous battle for the past several weeks but, sadly, succumbed to complications from Rheumatoid Arthritis, Acute Ulcerative Colitis and Pneumonia.” Frey’s manager further stated in an article on The Wrap, “The colitis and pneumonia were side effects from all […]

I Have Sleep Apnea, Will I Be Able To Afford Life Insurance?

person sleeping with cpap

Life insurance is one of the most important safety nets that you could ever purchase for your family. It’s one of the only ways that you can ensure that your family will have the money that they need, regardless of what happens to you. Finding the best life insurance can be a long and difficult […]

Will I Pay A Lot For Life Insurance If I Suffer From Anxiety Or Depression?

Life insurance with anxiety and depression

When you apply for a life insurance policy, the insurance company is going to review a variety of different factors when looking at your application. All of these factors are going to impact your chances of getting coverage and how much that you will pay every month for your policy. Some of the biggest factors […]

Affordable Life Insurance with High Blood Pressure – We can Prove It!

Life insurance with high blood pressure

Cheap life insurance with high blood pressure? Absolutely! We often get standard and even preferred and preferred plus risk ratings for clients with high blood pressure. The most severe and uncontrolled cases may pay higher life insurance premiums. ‘Control’ is the magic word for getting the best life insurance rates if you have what life […]