IUL Policies | All You Need To Know About A Tax Free Retirement

IUL

Many of our clients today are looking for ways to use indexed universal life (IUL) as a way to build a tax-free income stream during retirement, save for college, or have cash in hand during an emergency. If you are looking to use IUL to help reduce income taxes during retirement, you must design your […]

$50,000 Life Insurance Rates

$50,000 life insurance rates

Have you ever seen a TV commercial when they talk about life $500,000 life insurance policies costing only about $18 a month? Then, you think to yourself that you only need about $50,000 in life insurance only to find out the rates are higher than the $500,000 “as seen on TV” rates? What’s up with […]

4 Reasons to Buy IUL In Your 20’s – 30’s – 40’s or 50’s

life insurance for spouse

Life insurance is one of the best products that you’ll ever purchase for your family, but it may not be one of the best investments that you’ll ever make. It can be confusing because of all the different options available. The life insurance market is constantly changing, and there have been several new kinds of […]

IUL at 35: Why it Makes Sense

IUL at 35: why it makes sense

Wow! How time flies! Seems like just yesterday that the real world would open its doors and say here I am, come and get it. Well, age 35 in my opinion is still young. For those that have been slow to find their perfect fit in this land of opportunity, time is still on your side, especially when […]

3 Great Reasons to Buy Indexed Universal Life When You are 50

3 Great reasons to buy Indexed Universal Life when you are 50.

Life insurance is one of the best investments that you’ll ever make for your loved ones. It’s one of the only ways that you can ensure that your family has the money that they need, even if something tragic were to happen to you. While life insurance makes an excellent safety net, there are a […]

Indexed universal life at age 44 – Great Deal

Indexed Universal Life at age 44 - great deal

Life insurance is one of the most important purchases that you’ll ever make for your loved ones. It’s one of the only ways that you can ensure that your family will have the money that they need, even if something tragic were to happen to you. There are a lot of people that want to […]

Indexed Universal Life Insurance at 43 – Never Too Late

Keys to getting life insurance after heart bypass surgery

Tony and Gwen purchased indexed universal life insurance also known as IUL insurance at age 43, here is why… Tony was 43 years old when his oldest brother passed away.  That day, Tony knew he and his wife Gwen needed some life insurance.  The death was sudden; it was nothing any one in his family […]

Indexed Universal Life at age 42 – Go For It!

Indexed Universal Life at age 42 - go for it!

When you’re looking to buy life insurance, it can be a confusing and frustrating process. There are several different types of plans that you’ll need to choose from. At Ogletree Financial, we want to provide you with all of the info you need to make wise insurance decisions. When purchasing indexed ul for supplemental retirement […]

Indexed UL at 40? You Bet!

Indexed UL at 40 - you bet!

Life happens. Fast. One day you are making decisions on a career after high school and the next you are discussing a budget for the quickly approaching retirement years. Between a mortgage, a couple vehicles, and raising children, life insurance can easily be pushed to the side in order to spend money elsewhere. Before you […]

Should I Buy Indexed Universal Life Insurance At Age 45?

Should I buy Universal Life Insurance at age 45?

I am 45 years old, would I buy it at 45?  You bet I would.  Fortunately, I started buying permanent life insurance when I was 25 years old.  I bought whole life insurance.  I was married and had no children at the time so I bought a $100,000 whole life policy in addition to a […]

Indexed Universal Life Insurance At Age 41 – Smart Move

Indexed Universal Life insurance age 41

Here at Ogletree Financial, we get a lot of questions every year. Some of them are easy to answer, while others are a bit more complicated. There are a lot of questions surrounding indexed universal life insurance plans. It’s vital that you understand the policies and all of your options to ensure that it has […]