Indexed Universal Life Insurance
modified endowment contract

Modified Endowment Contract (MEC) | The Ins and Outs

In the many articles we have provided regarding Indexed Universal Life Insurance, we have on many occasions mentioned modified endowment contracts but have not had an in-depth discussion. In this article, we are going to drill-down into the modified endowment contract (MEC) and discuss the ins and outs so that policyholders will understand whether a…
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should I set up a 7702 plan

Should I Set Up a 7702 Plan?

If you think that your Social Security benefits will be sufficient for you to live on in retirement, think again. And regretfully, even if you are contributing to a 401(k) or IRA, you may feel a little safer but have you considered how your tax liability will impact your retirement nest-egg? The matter gets even…
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look before you LIRP book review

Look Before You LIRP by David McKnight | Book Review

Look Before You LIRP Why All Life Insurance Retirement Plans are Not Created Equal, and How to Find the Right One for You by David McKnight   Look Before You LIRP is an important follow-up guide for those who read David McKnight’s previous book The Power of Zero and for anyone who wants to learn…
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702(j) retirement plan

The 702(j) Retirement Plan Explained

Are you looking for an alternative to traditional retirement products? Have you found that when you look at the big picture, your IRA, 401(k), Roth IRA, or other retirement plans are not going to cut it when it comes time to begin taxable withdrawals? What about the IRS constraints that you have to deal with?…
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IUL fpr emergency physicians

IUL for Emergency Physicians

Emergency medicine is a huge category that can encompass many medical specialties. Emergency physicians remain in big demand and as such, they represent some of the top earners as medical professionals. Chron.com, a national database that tracks salaries of most groups of professionals reports that the average starting salary for an emergency physician is about…
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Why Urologists Should Consider IUL for Retirement Planning

Generally speaking, all medical professionals, including medical specialists like urologists, cardiologists, and pulmonologists, earn above average income. In fact, urologists, according to Chron.com, fall in the group of highest paid medical professionals with an average salary of $300,000 to $350,000. When it comes to retirement planning, there are several issues that most highly-paid medical professionals…
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IUL for neurologists

IUL for Neurologists

Are you a highly-paid medical professional attempting to create enough wealth to live a comfortable and exciting life when you finally decide to retire? Have you experienced challenges with traditional retirement planning products like contribution limits and Required Minimum Distributions? How about the tax liability on your retirement income? Is that going to diminish your…
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IUL for gynecologists

IUL for Gynecologists

Are your contribution restrictions on your retirement planning vehicles causing you to fall short of your wealth accumulation goals? Are you maxing out your 401k or IRA and still not saving and earning enough to guarantee a retirement lifestyle that you have been planning for? Would it interest you to know there is an investment…
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indexed universal life anesthesiologists

Indexed Universal Life (IUL) – Safe Solutions for Anesthesiologists

Many people who interact with an anesthesiologist (especially surgical patients) are not aware of how important their service is and that they are paid very well for keeping us asleep or numb during times of physical trauma. Anesthesiology is a specialty that requires considerable training and education. In most cases a candidate for this specialty…
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