Life Insurance
what is a life insurance premium

What is a Life Insurance Premium

Just as the taxes we pay keep our roads paved, life insurance premiums keep us insured and our families protected. No one particularly likes paying them, but they are necessary for our overall well-being. But who determines their price? What do the insurance companies do with the premium? What if I can’t pay my premium…
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guaranteed universal life insurance

The 10 Best Guaranteed Universal Life Insurance Companies in 2020

Guaranteed Universal Life Insurance (GUL) provides certainty in uncertain times. Many people want the assurance that the full face amount of their policy will always be available to their beneficiaries; GUL provides that as long as scheduled premium payments are made. In fact, using guaranteed universal life insurance for seniors is likely more affordable than…
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How can Accidental Death Insurance make a Difference?

Accidental Death Insurance is truly a low-cost alternate choice to life insurance coverage. It is a method for individuals who might normally be declined to have life insurance if they were to die because of an accident. Keep in mind, however, there are a handful of traditional life insurance companies that offer guaranteed issue insurance…
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750000 life insurance

Why Buy a $750,000 Life Insurance Policy?

Wow! A $750,000 life insurance policy. This may seem like a lot of life insurance for most folks, but when we really drill down into how much you need, this may not even be enough. If you’ve watched any TV or go on social media, you’ve likely seen life insurance ads where the price seems…
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1,000,000 life insurance

What’s the cost of a $1,000,000 Life Insurance Policy?

Individuals and families who are concerned about what will happen to loved ones if the primary breadwinner dies unexpectedly know that the primary family income can be replaced using affordable life insurance. These folks typically understand the concept of income replacement and therefore a $1 million life insurance policy isn’t unusual in fact, for many…
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find best rates for 500000 life insurance

Best Rates for a $500,000 Life Insurance Policy

A half-million dollar’s worth of life insurance may seem sufficient for most people, but if you’re trying to replace your income for a spouse and children, you could easily fall short. Think about that for a moment. If you have a spouse and two or three kids, do you really think a $500,000 life insurance…
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aflac life insurance review

Aflac (American Family Life Assurance Company) 2020 Review

Aflac offers much more than just entertaining commercials featuring the Aflac duck. Since 1955, Aflac has been providing people with a wide variety of insurance coverage, through both the workplace and direct sales to individuals. This review will detail the company’s background, the different coverages Aflac offers, how those coverages are marketed, and Aflac life…
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$250,000 life insurance

Is a $250,000 Life Insurance Policy Enough?

I can remember when the easy answer for “how much life insurance do I need” was three or 5 times your income. Not anymore unless you’re buying it to cover a specific debt like a mortgage or vacation home. Of course, if you’re single with no dependents a $250,000 life insurance policy is probably sufficient…
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is a 100000 life insurance policy enough

Is $100,000 Life Insurance Enough?

For most people, a $100,000 life insurance policy may sound like legitimate coverage and that may be true. There are circumstances when $100,000 in coverage will likely be sufficient, but in reality, it’s typically not enough if you want to replace your income when you’re no longer here. Think about it, what are all the…
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