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Insurance brokers are introducing real estate insurance programs to clients.
IUL

Jim Harbaugh Life Insurance

Jim Harbaugh, head football coach at the University of Michigan, is one of the highest-paid college football coach thanks to an innovative compensation package negotiated

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Value word on wooden blocks and rising stacked coins
IUL

CVAT vs GPT

Simply put, CVAT is the acronym for Cash Value Accumulation Test, and GPT is the acronym for Guideline Premium Test. Both of these acronyms have

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Average s&p return as of 2023
IUL

IUL Annual Reset

Would it be important to you if after having a terrible year with your investments, that you could, with one stroke, replace all of your

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LIRP Life Insurance Retirement Plan
IUL

LIRP Planning for Success

Introduction to LIRP LIRP stands for life insurance retirement plan.  The most used life insurance product for a LIRP is indexed universal life (IUL) insurance. 

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National Life Group review
IUL

National Life Group Review

Here is our National Life Group review. When searching for the most appropriate and beneficial life insurance policy, it’s important that you find adequate coverage

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aflac life insurance review
Term Insurance

Aflac Life Insurance Review

Aflac offers much more than just entertaining commercials featuring the Aflac duck. Since 1955, Aflac has been providing people with a wide variety of insurance

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Globe Life Insurance Reviews
Senior

Globe Life Insurance Reviews

Anyone who watches television has probably seen commercials put out there by life insurance companies, especially those companies that sell directly to the consumer. Our

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policygenius review featured img
Term Insurance

Policy Genius Review

If you’re in the market for insurance and want to buy it fast, cheap, and from a highly-rated insurance company, Policy Genius is a great

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selectquote company reivew
Term Insurance

SelectQuote Company Review

Let’s put first things first. SelectQuote is not an insurance company, but rather an insurance agency. This is a good thing for consumers because it

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Colonial Penn
Senior

Is Colonial Penn Legit?

In our effort to educate our prospective insurance clients, we feel obligated to offer our Colonial Penn Life Insurance review. If you watch any television

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IUL retirement account
IUL

IUL Retirement Account

Many life insurance companies have started offering an IUL retirement account to customers who are risk averse and want to pay less taxes in retirement.

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americo life insurance review
Term Insurance

Americo Life Insurance Review

Formerly known as The College Life Insurance Company, Americo Financial Life and Annuity Insurance Company has been established for over a century. This is our

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Zander Insurance review
Term Insurance

Zander Insurance Review

First off, we are not Zander Insurance. This is our Zander insurance review which we consider fair and balanced. Most of the time when we

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Kai-Zen Premium Financing
IUL

Kai-Zen Premium Financing

Kai-Zen premium financing is a strategy that enables you to supercharge your retirement plan.  Kaizen is simply a concept that allows you to finance the

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fixed-indexed annuities
Annuities

What are Fixed-Indexed Annuities?

Fixed-indexed annuities are insurance products that offer three guaranteed benefits for investors: Guaranteed principal protection. Guaranteed minimum interest rate. Guaranteed income when choosing to annuitize.

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Protective Life Insurance
Term Insurance

Protective Life Insurance

The Protective Life Insurance Company offers a wide variety of life insurance products.  Very popular for term life insurance, Protective Life also offers universal life

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IRA rollover to IUL
IUL

IRA Rollover to IUL

Are you familiar with Roth IRA conversions? An IRA rollover to IUL can also help in saving taxes during retirement.  Here is how: Your account

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1035 Exchange
IUL

What is a 1035 Exchange?

Most insurance advisors will have knowledge of how a 1035 exchange works.  From time to time clients or prospective clients will have a life insurance,

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USAA life insurance review
Term Insurance

USAA Life Insurance Review

Certainly, when considering life insurance for you and your family, premiums will play a major role in your purchase decision. However, price alone should not

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Infinite Banking with Whole Life
Whole Life Insurance

Infinite Banking Concept

The Infinite Banking Concept enables individuals, families, and businesses to develop financial independence by becoming your own banker. This concept was implemented by R. Nelson

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LIRP pros and cons
IUL

LIRP Pros and Cons

As we have mentioned before and will discuss again, a life insurance retirement plan or LIRP is a robust financial planning vehicle used by consumers

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retirement
IUL

IUL – Used For Retirement?

Shopping for life insurance coverage, specifically indexed universal life insurance, can be a tough decision. When you decide to use IUL for retirement planning, you

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Term Insurance

Haven Life Insurance Review

Dealing with most traditional life insurance companies often means complicated paperwork and longer than normal wait times for approval. However, Haven Life Insurance Company expedites

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Life insurance at 35
Term Insurance

Life insurance at 35

Many couples first seriously consider life insurance in their mid-thirties. You are old enough now to know that unexpected tragedy is a reality you want

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IUL vs 529
IUL

IUL vs 529 plan?

Even in this age of online education and wild business success stories told by dropouts who are making millions, nothing can beat a good, well-rounded

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life insurance for smokers
Term Insurance

Life Insurance for Smokers

Quick fact:  Life insurance costs more for smokers.  Here is how you can get cheap life insurance for smokers. This includes cigarettes, pipes, cigars, e-cigarettes,

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buy term and invest the rest
IUL

Term Life Insurance vs IUL

In the retirement planning marketplace, the term life insurance vs IUL indexed universal life insurance debate continues. The proponents of IUL are typically insurance and retirement

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Penn Mutual logo
IUL

Penn Mutual Review

Penn Mutual Life Life insurance has been around for over 175 years and is rated A+ by AM Best.  When considering life insurance, you need

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minnesota life insurance company
IUL

Minnesota Life Review

Life insurance is a key component of many good, complete financial plans. This is because the proceeds that are received from a life insurance policy

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is whole life too expensive
Whole Life Insurance

Is Whole Life Too Expensive?

When I started in the life insurance business in 1995, new agents that came into the insurance business worked for one company.  These companies were

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Life insurance at 79
Term Insurance

Life insurance at age 79

Life insurance at 79 is probably not as uncommon as you think, or as expensive as you think. If you have important financial obligations, a

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