life insurance retirement plan

A LIRP Is a Life Insurance Retirement Plan

What is a LIRP? A LIRP is a life insurance retirement plan that provides you with the tax-free advantages of a Roth IRA without all of the hassles and a solid strategy for increasing your retirement income. As Americans watch the national debt spiral further out of control, there’s a growing sense of dread.  In…
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IUL

Best Way to Design an Indexed Universal Life [IUL] Policy

Many of our clients today are looking for ways to use indexed universal life (IUL) as a way to build a tax-free income stream during retirement, save for college, or have cash in hand during an emergency. If you are looking to use IUL to help reduce income taxes during retirement, you must design your…
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Acuity car insurance review

Acuity Car Insurance Review

Acuity Insurance Overview Acuity Insurance is a mutual insurance company based out of Sheboygan, Wisconsin and is the 57th largest insurance provider in the US.   They made our list of auto insurance companies to compare rates with.  Acuity Insurance boasts a high customer satisfaction rate and a good history of paying claims on time in…
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does my car insurance cover other drivers

Does My Car Insurance Cover Other Drivers?

Most of the time car owners toss their keys to a family member or trusted friend without a second thought. That is unless that family member is your 20-year-old son and can’t drive his car because he ran it into a ditch after he dropped his cell phone while texting his girlfriend and driving with…
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does car insurance cover rental cars

Does My Car Insurance Cover Rental Cars?

If you have ever rented a car for a business trip or family vacation, you know the drill: you pick out the car you want, select the terms, and then, you decide if you want to purchase car insurance through the rental company. On the surface, the right choice is to say yes. The last…
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car insurance calculator

Car Insurance Calculator

Car Insurance Calculator – Before You Renew or Buy a New Car   Car insurance rates are anything but static, especially if you have a six-month policy term. Most car insurance companies prefer a six-month policy rather than twelve months because it gives them the opportunity to adjust their rates (rarely ever down) twice a…
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What is Non-Owner Insurance?

For those folks that do not own a car, car insurance companies offer a liability policy known as “non-owner” car insurance.  If you often borrow or rent a vehicle, or need to file an SR-22 while not owning a vehicle, the non-owner car insurance policy is one of the most affordable options when needing to…
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sr 22 insurance

What is SR 22 Insurance?

Although many car owners have never heard of or been exposed to SR-22, there are tons of people out there that know what it is and why they have to have it. First of all, SR-22 is not a type of insurance. SR-22 is simply the form number used for the Financial Responsibility Form that…
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no fault insurance

No Fault Insurance | Best rates in Your State

You may be familiar with at-fault car insurance. If you’re in an accident with someone, the person who caused the accident is responsible for helping pay for damage done to your car—and in some cases—helping with medical bills. That person would file a claim with their car insurance company. Most state laws operate on an “at-fault” basis.…
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