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Whole Life or Guaranteed Universal Life | Which is best for You?

When searching for a life insurance policy, the choice typically comes down to either a permanent insurance policy or a term insurance policy. The difference between the two is straightforward. Permanent insurance, like guaranteed universal life and whole life, is insurance you intend to keep the rest of your life. Term insurance is meant to…
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guaranteed universal life insurance

The 10 Best Guaranteed Universal Life Insurance Companies in 2020

Guaranteed Universal Life Insurance (GUL) provides certainty in uncertain times. Many people want the assurance that the full face amount of their policy will always be available to their beneficiaries; GUL provides that as long as scheduled premium payments are made. In fact, using guaranteed universal life insurance for seniors is likely more affordable than…
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What Type of Homeowners Insurance Policy do I Need?

When it comes to shopping for a homeowners’ insurance policy, you have a wide variety of options. Not only are there many home insurance providers, but there are also many types of homeowners insurance policies to choose from. While these types differ for those who own their home vs. those who rent their home, what’s…
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Royal Neighbors of America Life Insurance Company

Not all insurance companies operate in the same way. Royal Neighbors of America is a perfect example of that. Instead of simply concentrating on the needs of their customers, Royal Neighbors also takes into account the needs of the policyholder’s family and community as well.   Many years ago when women and children were unable…
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State Farm Auto Insurance Review

Even though car insurance rates seem to be climbing lately, the auto insurance industry remains very competitive. In today’s economy with all the innovative technology, there is simply no reason that anyone should be overpaying for car insurance. In fact, most auto insurance companies no longer offer an annual policy which means that you can…
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Lincoln Heritage Life Insurance | Company Review

If you’re considering applying with Lincoln Heritage Life Insurance Company, perhaps you’d like to determine if it might be the ideal choice for you and your family? Although we are unable to control when we die, we can manage the financial implications that typically landing in the laps of our surviving loved ones. If you…
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How can Accidental Death Insurance make a Difference?

Accidental Death Insurance is truly a low-cost alternate choice to life insurance coverage. It is a method for individuals who might normally be declined to have life insurance if they were to die because of an accident. Keep in mind, however, there are a handful of traditional life insurance companies that offer guaranteed issue insurance…
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Why Buy a $750,000 Life Insurance Policy?

Wow! A $750,000 life insurance policy. This may seem like a lot of life insurance for most folks, but when we really drill down into how much you need, this may not even be enough. If you’ve watched any TV or go on social media, you’ve likely seen life insurance ads where the price seems…
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What’s the cost of a $1,000,000 Life Insurance Policy?

Individuals and families who are concerned about what will happen to loved ones if the primary breadwinner dies unexpectedly know that the primary family income can be replaced using affordable life insurance. These folks typically understand the concept of income replacement and therefore a $1 million life insurance policy isn’t unusual in fact, for many…
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