Although Ameritas has been around since the late 1800s, many U.S. consumers are unaware of this insurance company and how far they’ve come. Originally established in 1887 as Old Line Bankers Life Company of Nebraska, like many insurers, purchases and buyouts have transformed the company into Ameritas Life Insurance Corporation which is now owned by.. More
Life insurance is an integral part of most any complete financial plan. That’s because the proceeds that are received from these financial vehicles can be used for a wide variety of needs by loved ones and survivors, such as the payoff of debt and/or the ongoing payment of living expenses. In addition, life insurance can.. More
Banner Life is also known as Legal and General. and they do business in the state of New York. as William Penn Life Insurance. Banner Life is headquartered in Urbana, Maryland and the company is owned by Legal and General America. Banner Life Insurance Company has been in the insurance industry for over 60 years. In.. More
There are several different kinds of life insurance plans on the market. Each type has its own advantages and disadvantages that you should take note of when you’re shopping for coverage. Although only in the marketplace for about twenty years, new policy sales of Indexed Universal Life (IUL) insurance has grown to over $2.1 billion.. More
Many of our clients today are looking for ways to use indexed universal life (IUL) as a way to build a tax-free income stream during retirement, save for college, or have cash in hand during an emergency. So let me dig in and explain some of the advantages and disadvantages of an IUL policy. According.. More
Accumulating wealth for retirement can be stressful and confusing, there’s no doubt about it. Research reveals differing opinions, pros and cons, and scam declarations, with many articles pitching a product in the author’s conclusion. How do you know what you don’t know? We’ve previously discussed Look before you LIRP, the Power of Zero, the Volatility.. More
In order to qualify for life insurance, you will have to go through a health underwriting process. Typically, the companies that offer the lowest rates will require a medical exam and possibly even a blood/urine test. For most companies, the tests they require are based on the applicant’s age and the amount of coverage requested… More
Table of Contents A Complete Guide to Indexed Universal Life InsuranceWhat is Indexed Universal Life? Here is a quick video:Indexed life policies contain annual reset designA few items to be aware of are:Loans from your policy are income tax-freeHow An Indexed UL Policy Can Provide Tax-Free IncomeGuaranteed Indexed Universal Life InsuranceWhat about Living Benefits?Who should Consider.. More
Whether you own a small, medium, or a large business, in today’s economy finding and keeping the best employees can be difficult. All business owners would like to believe that providing a great work environment where everybody enjoys working should be enough to hire and retain qualified employees that want to grow in your business.. More