Blog - Ogletree Financial

What is Uninsured/Underinsured Motorist Coverage?

When shopping for car insurance, most people think that uninsured/underinsured motorist is a coverage that everyone should carry. And in most cases, they’re probably right. What’s interesting, however, is when you ask the average car owner if they carry this coverage, they immediately reach for their car insurance ID card and discover it’s not…

Bodily Injury Liability [What does it Cover?]

If you have any experience with purchasing auto insurance, you will certainly understand that Bodily Injury Liability coverage is probably the most important coverage in your policy. Many car insurance shoppers fail to understand how important bodily liability coverage is and how it mitigates your risk of expensive lawsuits. Sure, protecting your car…

A LIRP Is a Life Insurance Retirement Plan

A LIRP is a life insurance retirement plan that provides you with the tax-free advantages of a Roth IRA without all of the hassles. As Americans watch the national debt spiral further out of control, there’s a growing sense of dread. In fact, as of May 2019, our nation has gone from a budget surplus…

Auto Insurance Agent Near Me | Great Rates and Service

Believe it or not, there are a few steps you can take to make your car insurance shopping experience better. Most folks like to do business locally even if they prefer online shopping over bricks and mortar shopping. We believe that there should be a method to the madness and in this article, we’ll…

What is Comprehensive Insurance | What does it Cover?

When most people think of comprehensive coverage on their auto policy, they assume that it will cover just about everything. Although this is a false assumption, it’s logical if you look at the definition of “comprehensive.” Here’s what Meriam-Webster has to say about the word: Yes, comprehensive coverage provides a lot of protection for…

What Auto Insurance Deductible Should I Choose?

Personal auto policies can be frustrating when it comes to selecting what liability limits to carry, whether to purchase uninsured motorist coverage, deciding about towing and rental, and which deductible should I choose for my comprehensive coverage and collision coverage. Oh, and by the way, should both deductibles be the same or should one be…

What does it Cost to Insure a Jaguar?

Many vehicle owners across the U.S. consider their vehicle to be one of their most valuable assets, In fact, for those car owners who don’t own a home, that shiny new car parked outside might very well be their most valuable asset. Although you have to purchase liability insurance to register your car and purchase…

What is Collision Insurance – Should I even buy It?

Collision insurance is one of those auto coverages that everybody thinks they understand but probably don’t. Most people know it covers their car if it’s damaged or totaled and that’s certainly true, but there’s more to it than that. A personal auto policy is a package of coverages with many options to buy or decline…

Auto Insurance Quotes | Tested Hacks that Save You Money

Have you ever gone online to get auto insurance quotes and then had 11 agents call you during the day? If it’s happened to you, you’re certainly not alone. A lot of the online insurance quoting platforms are lead generation websites disguised as an insurance company or broker. These folks take your information and instantly…